Our Accounts
At Boliba Savings and Credit, we offer flexible and secure account options designed to meet the everyday banking needs of individuals, families, and businesses across Lesotho.
General Savings / Current Account
Our core Savings Account is the foundation of membership. It allows you to save safely while earning competitive interest. This is the primary account every member opens upon joining.
Benefits:
- Earn attractive interest on your savings
- Secure and easy access
- Minimum opening balance as low as M50
- Ideal for building emergency funds and long-term goals
Perfect for receiving salaries, remittances, small business transactions, and managing daily cash flow.
Thala Boliba (Transactional Account)
Thala Boliba is our flagship everyday transactional account that gives you full control of your money with maximum flexibility.
Key Features & Benefits:
- Daily deposits and withdrawals with ease
- Overdraft facility (subject to approval)
- Free SMS transaction alerts
- Instant transfers between Boliba member accounts
- No monthly fees for active members
- Suitable for both personal and business use
- Link directly to your savings or investment accounts for automatic growth
Perfect for paying salaries, remittances, business transactions, and managing daily cash flow.
Minor Account
Designed for children and young people under 18 years.
Features:
- Helps parents teach children good saving habits
- Low minimum deposits
- Competitive interest rates
- Secure account accessible only by guardians until the minor reaches legal age
